La palabra del día: Hipoteca

Feminine noun. Loan used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose while putting a lien on the property itself. E.g.: Cuídese de cualquier compañía que cobre una tarifa para refinanciar una hipoteca: Beware of any company that charges a fee to refinance a mortgage.
It is also used the expression crédito hipotecario, although it is used in a more formal register. Hipotecario/a is the adjective.
The verb is hipotecar. dc